Current Rates

Checking Account Rates

Annual Percentage Yield (APY) is accurate as of January 17, 2020, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open Community Plus Checking and Money Market Checking account. Minimum $1,000.00 deposit required to open Reward Checking account.  The balance shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

50+ Interest Checking

BalanceRateAPY
All Balances0.15%0.15%
Fees that could be imposed on this account may reduce earnings

 

Direct Interest Checking

BalanceRateAPY
All Balances0.15%0.15%
Fees that could be imposed on this account may reduce earnings

 

Premium Interest Checking

 BalanceRateAPY
Reward Rates$0.01 - $9990.15%0.15%
$1,000 and up0.25%0.25%
Fees that could be imposed on this account may reduce earnings

 

Business Interest Checking

BalanceRateAPY
All Balances0.15%0.15%
Fees that could be imposed on this account may reduce earnings

 

 

Savings Account Rates

Annual Percentage Yield (APY) is accurate as of January 17, 2020, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open account.  The balance shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

Savings Account

BalanceRateAPY
All Balances0.15%0.15%
Savings compounds quarterly

 

Christmas Club Savings

BalanceRateAPY
All Balances0.15%0.15%
Christmas Savings compounds annually

 

 

 

Certificate of Deposit Rates

Annual Percentage Yield (APY) is accurate as of January 17, 2020, and is subject to change without notice.  Minimum $500.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

Fixed Rates

CD TermRateAPY
3 Months0.10%0.10%
6 Months0.15%0.15%
9 Months0.20%0.20%
12 Months0.30%0.30%
18 Months0.35%0.35%
24 Months0.45%0.45%
30 Months0.20%0.20%
36 Months0.65%0.65%
48 Months0.75%0.75%
60 Months0.90%0.90%

 

Money Market Consumer/Business Checking

BalanceRateAPY
$0.01 - $9990.30%0.30%
$1,000 and up0.35%0.35%
Fees that could be imposed on this account may reduce earnings

 

 

 

Individual Retirement Account Rates

Annual Percentage Yield (APY) is accurate as of January 17, 2020, and is subject to change without notice.  Minimum $100.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

Fixed Rate

IRA TermRateAPY
12 Months0.30%0.30%
18 Months0.35%0.35%
24 Months0.45%0.45%
30 Months0.20%0.20%

 

Variable Rate

IRA TermRateAPY
12 Months0.25%0.25%
18 Months0.30%0.30%
Interest rate may change after the account is opened

Learn More About 

Report Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call
(423) 570-0280.

After business hours, call
(800) 791-2525.

Routing Number

Our Routing Number is 064201120. 

Use this number when signing up for Direct Deposits or Automatic Deductions.

EDIE The Estimator

With 100% FDIC-Insured deposits, you can’t lose a cent!
EDIE the Estimator