Personal Banking

Personal financial needs? You’re covered. Check out our wide range of checking and savings accounts.

Business Banking

It’s not business as usual. We have the accounts, financing and services. All are designed to meet your needs.

Mortgage Loans

Look no further. We’ve got the products. The knowledge. And the loan that fits you and your budget.


Whenever. Wherever. Manage your finances with Online Banking. It’s safe. Secure. And available 24 hours a day, free of charge.

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Utility bill to dog walker and every account in between. Pay your bills the easy way. No more checks. No more stamps. And no more trips to the Post Office.

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Forget filing. Forget storing. Statements won’t be sitting in the mailbox any more. Account information is safer. And, you have 24/7 access.

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Routing Number

Our Routing Number is 064201120. Use this number when signing up for Direct Deposits or Automatic Deductions.

Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call (423) 570-0280.

After business hours, call (800) 791-2525.

24-Hour Telephone Banking

(423) 570-0032

(706) 861-8805

Doesn’t get any better than this! Personal or business. Check into it.

Six nearby locations in GA and TN. All have Drive-Thru, plus, fast and friendly service.

ATM and Debit Card fraud are rising. We’re fighting back. Our new risk-management service provides added protection.