Current Rates

Checking Account Rates

Annual Percentage Yield (APY) is accurate as of August 13, 2014, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open Community Plus Checking and Money Market Checking account.  Minimum $1,000.00 deposit required to open Reward Checking account.  The balance shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

 

Community Plus Checking

Balance
Rate
APY
All Balances0.10%0.10%
Fees that could be imposed on this account may reduce earnings

 

Reward Checking

 
Balance
Rate
APY
Reward Rates$1 - $25,0001.00%1.00%
Over $25,0000.30%0.30%
Base RateAll Balances0.10%0.10%
Reward Rates are paid each cycle requirements are met

 

Money Market Checking

Balance
Rate
APY
$5,0000.15%0.15%
Fees that could be imposed on this account may reduce earnings

 

Savings Account Rates

Annual Percentage Yield (APY) is accurate as of August 13, 2014, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open account.  The balance shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

Community Savings

Balance
Rate
APY
$1000.25%0.25%
Fees that could be imposed on this account may reduce earnings

 

Christmas Club Savings

Balance
Rate
APY
All Balances0.25%0.25%
Fees that could be imposed on this account may reduce earnings

 

 

Certificate of Deposit Rates

Annual Percentage Yield (APY) is accurate as of August 13, 2014, and is subject to change without notice.  Minimum $500.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

Fixed Rates

CD Term
Rate
APY
3 Months0.10%0.10%
6 Months0.15%0.15%
9 Months0.20%0.20%
12 Months0.30%0.30%
18 Months0.35%0.35%
24 Months0.45%0.45%
30 Months0.55%0.55%
36 Months0.65%0.65%
48 Months0.75%0.75%
60 Months0.90%0.90%

 

Individual Retirement Account Rates

Annual Percentage Yield (APY) is accurate as of August 13, 2014, and is subject to change without notice.  Minimum $100.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

Fixed Rate

IRA Term
Rate
APY
12 Months0.30%0.30%
18 Months0.35%0.35%
24 Months0.45%0.45%
30 Months0.55%0.55%

 

Variable Rate

IRA Term
Rate
APY
12 Months0.25%0.25%
18 Months0.30%0.30%
Interest rate may change after the account is opened

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Report Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call
(423) 570-0280.
After business hours, call
(800) 791-2525.

Routing Number

Our Routing Number is 064201120. Use this number when signing up for Direct Deposits or Automatic Deductions.

Click-n-Save Checking 

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