Deposit Products

Open a Checking or Savings Account


Click-n-Save Checking

Click-n-Save Checking enables you to enjoy hundreds of dollars of savings, great personal security protection and more convenient services for only a $6 monthly service charge. Plus, each time you use your debit card to make a purchase1, $0.10 is deducted from your monthly service charge. $2 is deducted from your monthly service charge each statement cycle you elect to receive an eStatement.

Click-n-Save Checking includes:

• Online Banking, Bill Pay and eStatements
• Identity Theft Aid
• Roadside Assistance
• Cell Phone Protection
• Local and National Discounts
• $10,000 Travel Accidental Death Insurance2

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • Unlimited Check-Writing
  • No Minimum Balance
  • Club Benefits
  • Internet Banking
  • Mobile Banking
  • Unlimited Bill Pay
  • eStatements

eChecking

Designed for today’s consumer, eChecking provides unlimited electronic transactions, debit card, Internet banking with bill pay and eStatements, all for only a $6 monthly service charge . $4 is deducted from your monthly service charge each statement cycle in which 10 or fewer non-electronic debits post to and clear your account. $2 is deducted from your monthly service charge in any statement cycle you elect to receive an eStatement.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • No Minimum Balance
  • Internet Banking
  • Mobile Banking
  • Unlimited Bill Pay
  • eStatements

Community 62 Checking

For consumers aged 62 years or more, Community 62 Checking provides unlimited check-writing, debit card, Internet banking with bill pay and eStatements, all for only a $2 monthly service charge with no minimum balance requirement. $2 is deducted from your monthly service charge in any statement cycle you elect to receive an eStatement.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • Unlimited Check-Writing
  • No Minimum Balance
  • Internet Banking
  • Mobile Banking
  • Unlimited Bill Pay
  • eStatements

Community Plus Checking

Community Plus Checking provides unlimited check-writing, debit card, Internet banking with bill pay and eStatements plus interest3 is paid on the entire balance in your account. The monthly service charge is only $6. $4 is deducted from your monthly service charge in any statement cycle you maintain a $1,000 minimum daily balance. $2 is deducted from your monthly service charge in any statement cycle you elect to receive an eStatement.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • Unlimited Check-writing
  • No Minimum Balance
  • Interest on Entire Balance
  • Internet Banking
  • Mobile Banking
  • Unlimited Bill Pay
  • eStatements

Reward Checking

Reward Checking provides unlimited check-writing, debit card, Internet banking with bill pay and eStatements. Plus, each qualification period4 in which you have 12 debit card transactions and 1 ACH transaction post to and clear your account and you receive an eStatement, your foreign ATM fees will be refunded (up to $30.00) and your account will earn the Reward rate of interest3. For qualification periods4 in which the requirements are not met, foreign ATM fees will not be refunded and the base rate of interest3 will be earned.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • Unlimited Check-writing
  • No Minimum Balance
  • No Monthly Service Charge
  • Interest on Entire Balance
  • Internet Banking
  • Mobile Banking
  • Unlimited Bill Pay
  • eStatements

Money Market Checking5

Money Market Checking provides Money Market interest3 on average balances of $5,000 or more. The monthly service charge is only $8. $6 is deducted from your monthly service charge in any statement cycle you maintain a $5,000 minimum daily balance. $2 is deducted from your monthly service charge in any statement cycle you elect to receive an eStatement.

This account limited by Federal law to 6 checks/transfers per month.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • VISA® Debit Card
  • Checks On File
  • ATM Access
  • No Minimum Balance
  • Internet Banking
  • Mobile Banking
  • eStatements

Community Savings5

Community Savings provides an easy way to save for planned and unplanned expenses. Interest3 is paid on average balances of $100 or more. If the average balance falls below $100, interest is denied for the quarter. A fee of $2.00 per withdrawal applies for withdrawals in excess of 3 per quarter.

This account limited by Federal law to 6 checks/transfers per month.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • ATM Access
  • Great Way to Save for Planned or Unexpected Expenses
  • Internet Banking
  • Mobile Banking
  • eStatements

Christmas Club Savings5

Christmas Club provides an easy way to save for holiday expenses. Deposits made to the account from November through October are automatically paid to you by check on November 1 each year. Interest3 is paid on all balances. A fee of $2.00 per withdrawal applies for withdrawals in excess of 3 per quarter.

This account limited by Federal law to 6 checks/transfers per month.

To obtain more information, or to open an account, just stop by one of our convenient locations.

Benefits
  • $5.00 Minimum Opening Deposit
  • Internet Banking
  • Mobile Banking
  • eStatements

We also offer Certificates of Deposit and Individual Retirement Accounts
for your investment needs.


1 ATM Transactions do not apply. Transactions must post to and clear the account within the statement cycle to qualify.

2 Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Community National Bank, its affiliates or any governmental agency.

Interest rates are determined by management and may change as often as daily. Interest is calculated on the collected balance in the account.

4  Qualification period begins the day before the statement cycle begins and ends the day before the statement cycle ends.

5 Community National Bank reserves the right to require 7 days notice by depositors prior to any withdrawal or transfer of funds from the account.

Report Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call
(423) 570-0280.
After business hours, call
(800) 791-2525.

Routing Number

Our Routing Number is 064201120. Use this number when signing up for Direct Deposits or Automatic Deductions.

Click-n-Save Checking 

image