Apply For A Mortgage Today!

Mortgage Applicants MUST be Over 18 and reside in:

Walker, Catoosa, Dade, Whitfield, and Chattooga Counties In Georgia and Bledsoe, Bradley, Hamilton, Meigs, Rhea, Roane, and Sequatchie Counties in Tennessee.

If you reside outside of this area, the approval process will begin with our evaluation of whether we can adequately service your lending needs.  

Applying for a mortgage or refinancing is quick and easy.

Step 1: Contact us at (706) 866-7932 to find out if you pre-qualify for the mortgage you need. With pre-qualification, your offer has a better chance of being accepted by the seller and speeds up the process. We’ll also answer any questions you have about the application process.

Step 2: Get your secure Credit Report in seconds
. Make sure the reported information is accurate. This will help speed up the decision on your Application. You’ll have to pay a nominal fee to the credit bureau for your report. However, we waive the fee we normally charge to obtain your credit report when your Application is approved.

Step 3: Complete our Mortgage Application.
You may submit a Secure Mortgage Application On-line, or Download a Mortgage Application and complete the application off-line. The online option allows you to key-in the information requested. Then print, sign, fax or mail or drop it off at the bank. We’ll process your application quickly, so we can get back to you with an answer.

Report Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call (423) 570-0280. After business hours, call (800) 791-2525.