Mortgage Loans



Buying a new home should be a pleasant experience.


We’d like to help make it that way by taking the worry out of applying for a mortgage.

Adjustable Rate Loans usually start with lower rates than conventional loans. We’ll let you know how much the rate can be adjusted over the life of the loan, so you’ll know from the beginning the absolute maximum amount you would ever have to pay. If you will be moving in a few years, or if you think interest rates will be going down, you’ll want to consider an adjustable rate since monthly payments may be lower.

Once you know approximately how much home is in your price range, use the guide below or our convenient Mortgage Loan Calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance and mortgage life insurance are also not included on the chart, but may be added to your monthly payments.

Mortgage Monthly Payment Guide

4% APR5% APR6% APR7% APR
The above rates are for illustrative purposes only.
They are based on the Annual Percentage Rate (APR) indicated
for principal and simple interest with a term of 30 years.
We offer a variety of mortgage plans.

Is Refinancing Right For You? Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage. Apply Online today, or for more details, speak to one of our mortgage loan experts at (706) 866-7932.

Community National Bank NMLS #407739
For a complete listing of all Community National Bank Mortgage Loan Originators, click here.

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