Commercial Checking

For businesses with more complex banking needs.

Designed for businesses who expect to see more than 1,000 transaction items each month, our commercial checking option is a great solution for you. Earnings credit allowances based on your deposit balances may offset your activity fees. You pay a $12 monthly service charge and only 10 cents for each transaction item. Coin and currency deposits cost you only $1 per $1,000. Start with a $50 minimum opening deposit:

  • FREE Business Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • Use any ATM for FREE with unlimited automatic fee refunds
  • FREE Thank You Gift
  • We’ll also buy back unused checks and debit cards from another financial institution

View Current Rates


* Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds or overdraft may apply. Monthly $12 service charge assessed. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. If the Free Business or Business Interest account exceeds $20,000 in monthly coin and current deposits, the account may be converted to another checking product. Third party data charges may apply.

1 Interest rates are determined by management and may change as often as daily. Interest is calculated on the collected balance in the account.

Report Lost/Stolen Card

To report a lost or stolen ATM or Debit card during business hours, call (423) 570-0280. After business hours, call (800) 791-2525.