Current Rates

Checking Account Rates

Annual Percentage Yield (APY) is accurate as of November 7, 2012, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open account.  The amount shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

Reward Checking Amount Rate APY
Reward Rates $1 – $25,000 1.00% 1.00%
Over $25,000 .30% .30%
Base Rate $1 & Over 0.10% 0.10%

Reward Rates paid each cycle requirements are met

President’s Club* Amount Rate APY
$10,000 0.10% 0.10%
NOW Accounts* Amount Rate APY
Now $500 0.10% 0.10%
Super Now $2,000 0.10% 0.10%
Money Market Accounts* Amount Rate APY
Growth Money Market $1,000 0.15% 0.15%

*Fees that could be imposed on this account may reduce earnings.


Savings Account Rates

Annual Percentage Yield (APY) is accurate as of April 1, 2013, and is subject to change without notice.  Interest rate may change after the account is opened.  Minimum $100.00 deposit required to open account.  The amount shown below is the minimum balance required to obtain the APY.  Contact a Customer Service Representative for complete details.

Statement Savings* Amount Rate APY
$100 0.25% 0.25%
Christmas Savings* Amount Rate APY
$1 0.25% 0.25%

*Fees that could be imposed on this account may reduce earnings.


Certificate of Deposit Rates

Annual Percentage Yield (APY) is accurate as of February 27, 2013, and is subject to change without notice.  Minimum $500.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

FIXED RATES

CD Term Rate APY
3 Months 0.10% 0.10%
6 Months 0.15% 0.15%
9 Months 0.20% 0.20%
12 Months 0.30% 0.30%
18 Months 0.35% 0.35%
24 Months 0.45% 0.45%
30 Months 0.55% 0.55%
36 Months 0.65% 0.65%
48 Months 0.75% 0.75%
60 Months 0.90% 0.90%


Individual Retirement Account Rates

Annual Percentage Yield (APY) is accurate as of February 27, 2013, and is subject to change without notice.  Minimum $100.00 deposit required to open account and obtain APY.  A substantial penalty may be imposed for early withdrawal.  Contact a Customer Service Representative for complete details.

FIXED RATE

IRA Term Rate APY
12 Months 0.30% 0.30%
18 Months 0.35% 0.35%
24 Months 0.45% 0.45%
30 Months 0.55% 0.55%

VARIABLE RATE
Interest Rate may change after the account is opened.

IRA Term Rate APY
12 Months 0.25% 0.25%
18 Months 0.30% 0.30%