Checking Account Rates
Annual Percentage Yield (APY) is accurate as of November 7, 2012, and is subject to change without notice. Interest rate may change after the account is opened. Minimum $100.00 deposit required to open account. The amount shown below is the minimum balance required to obtain the APY. Contact a Customer Service Representative for complete details.
| Reward Checking | Amount | Rate | APY |
| Reward Rates | $1 – $25,000 | 1.00% | 1.00% |
| Over $25,000 | .30% | .30% | |
| Base Rate | $1 & Over | 0.10% | 0.10% |
Reward Rates paid each cycle requirements are met
| President’s Club* | Amount | Rate | APY |
| $10,000 | 0.10% | 0.10% | |
| NOW Accounts* | Amount | Rate | APY |
| Now | $500 | 0.10% | 0.10% |
| Super Now | $2,000 | 0.10% | 0.10% |
| Money Market Accounts* | Amount | Rate | APY |
| Growth Money Market | $1,000 | 0.15% | 0.15% |
*Fees that could be imposed on this account may reduce earnings.
Savings Account Rates
Annual Percentage Yield (APY) is accurate as of April 1, 2013, and is subject to change without notice. Interest rate may change after the account is opened. Minimum $100.00 deposit required to open account. The amount shown below is the minimum balance required to obtain the APY. Contact a Customer Service Representative for complete details.
| Statement Savings* | Amount | Rate | APY |
| $100 | 0.25% | 0.25% | |
| Christmas Savings* | Amount | Rate | APY |
| $1 | 0.25% | 0.25% |
*Fees that could be imposed on this account may reduce earnings.
Certificate of Deposit Rates
Annual Percentage Yield (APY) is accurate as of February 27, 2013, and is subject to change without notice. Minimum $500.00 deposit required to open account and obtain APY. A substantial penalty may be imposed for early withdrawal. Contact a Customer Service Representative for complete details.
FIXED RATES
| CD Term | Rate | APY |
| 3 Months | 0.10% | 0.10% |
| 6 Months | 0.15% | 0.15% |
| 9 Months | 0.20% | 0.20% |
| 12 Months | 0.30% | 0.30% |
| 18 Months | 0.35% | 0.35% |
| 24 Months | 0.45% | 0.45% |
| 30 Months | 0.55% | 0.55% |
| 36 Months | 0.65% | 0.65% |
| 48 Months | 0.75% | 0.75% |
| 60 Months | 0.90% | 0.90% |
Individual Retirement Account Rates
Annual Percentage Yield (APY) is accurate as of February 27, 2013, and is subject to change without notice. Minimum $100.00 deposit required to open account and obtain APY. A substantial penalty may be imposed for early withdrawal. Contact a Customer Service Representative for complete details.
FIXED RATE
| IRA Term | Rate | APY |
| 12 Months | 0.30% | 0.30% |
| 18 Months | 0.35% | 0.35% |
| 24 Months | 0.45% | 0.45% |
| 30 Months | 0.55% | 0.55% |
VARIABLE RATE
Interest Rate may change after the account is opened.
| IRA Term | Rate | APY |
| 12 Months | 0.25% | 0.25% |
| 18 Months | 0.30% | 0.30% |