Mortgage Loans
It’s A Big Decision. We’re Here to Help
Buying a home is one of the biggest decisions you’ll make. We want to make it a worry-free experience from start to finish. We have flexible payment options, attractive interest rates, and one more advantage— we’re from here. We’re local people making local decisions. Think you’ll be moving in a few years? Maybe interest rates will be lower? Community National Bank’s Adjustable Rate Mortgage (ARM) might be just what you’re looking for. It begins with a lower interest rate that adjusts over the life of the loan. We’ll let you know just how much so you’ll know the maximum amount you’d have to pay.
Once you know how much home is in your price range, check the handy guide below to determine your monthly payment. Better yet, try our convenient . Estimate your monthly payments based on principal and interest. Any closing costs are paid in full when you take out the loan. Other yearly costs like real estate taxes, insurance and mortgage life insurance aren’t included on the chart, simply add them in.
Mortgage Monthly Payment Guide
| Mortgage Amount | 4% APR | 5% APR | 6% APR | 7% APR |
|---|---|---|---|---|
| $60,000 | $286 | $322 | $360 | $399 |
| $80,000 | $382 | $429 | $480 | $532 |
| $100,000 | $477 | $537 | $600 | $665 |
| $120,000 | $573 | $644 | $719 | $798 |
| $140,000 | $668 | $752 | $839 | $931 |
| $160,000 | $764 | $859 | $959 | $1,064 |
| $180,000 | $859 | $966 | $1,079 | $1,198 |
| $200,000 | $955 | $1,074 | $1,199 | $1,331 |
They are based on the Annual Percentage Rate (APR) indicated
for principal and simple interest with a term of 30 years.
We offer a variety of mortgage plans.
Considering Refinancing?
If interest rates drop two percentage points below your current mortgage rate, you should definitely consider it. Apply Online right now. For more details talk to one of our Mortgage Loan experts. Call (706) 866-7932.* For a complete listing of all Community National Bank’s Mortgage Loan Originators, click here. *Community National Bank NMLS #407739