NOW Account Interest* is paid on balances of $1,000 or more and you have unlimited check writing privileges. Furthermore, if you maintain a minimum balance of $1,000 during the month we'll waive the maintenance fee. If your balance drops below $1,000 anytime during the month, a $10.00 monthly maintenance fee will be applied. Images of your checks are returned with your monthly statement. Other restrictions may apply.** This account is available only to individuals, sole proprietorships, certain non-profit organizations, and governmental units.